At age 65: What You Need to Know to Enroll in Medicare
Many are of the opinion that enrollment in Medicare Supplement Plans 2020 located via https://www.medicaresupplementplans2020.com/, when they are 65, is simple and straightforward. Meanwhile, depending on the situation, it is not like that. For example, if you continue working after age 65 or if you have a health plan with your spouse, this can complicate the situation. Here are some things to keep in mind when approaching age 65 and apply for the Medicare enrollment procedure.
- If you have received social security pensions, you will automatically receive a Medicare card by mail 3 months before your 65th birthday. You will be enrolled in Medicare Part A and Medicare Part B. If you do not want Part B, follow the established guidelines. Download the instructions and return the card to the social security office in your area for future actions.
- When you turn 65 and are still working, you will not automatically enroll in Medicare. If you want to enroll in Medicare, contact the Social Security Administration to begin the registration process.
- You have a 7-month registration period for Medicare, which begins 3 months before your birthday and 3 months after your birthday.
- If you are still working and your company has more than 20 people on your payroll, you may not need Medicare B immediately. Contact the representative of the human resources department for more information.
- You must sign up for Medicare Part B, if you have stopped working and you have a retirement plan from your employer.
- Medicare A and B do not cover all services. In general, you need a Medicare Advantage plan or a Medicare supplement plan to cover some of the expenses not covered by Medicare. Supplementary plans and benefit plans are private insurance plans.
- Medicare Advantage plans are also known as Medicare Part C. You can choose and subscribe to a Medicare Advantage plan if you are qualified for Medicare. You can register during the 7-month period from 3 months before your month of birth and 3 months after your month of birth.
- You can also sign up for a supplemental Medicare plan by joining Medicare. You have a period of 6 months to enroll in an additional plan from the month you turned 65 or if you are eligible for Medicare Part B.
- You do not need a Medicare Advantage plan and an additional Medicare plan at the same time. You have to choose one in the other.
- Medicare Part D is the prescribed medication plan. You will not automatically enroll in a Medicare Part D plan. You must register with a Medicare Advantage plan or with a separate plan that offers only Medicare Part D.
From the above, it can be seen that there is much to consider the age of eligibility for Medicare approaches. Contact the County’s Department of Aging for more information.